Archive for April, 2008

How to Succeed as a Writer

Saturday, April 26th, 2008

You are a Writer!

Yes, the simple fact is you are a writer. Maybe you don’t write for money at the moment. But, if you can write a letter or a list you have the potential to write for Large amounts of money. You do not need any special skills or training for success.

Most writers don’t know how to write especially good work. Even fewer know how to write perfect English. However, what most of them do know is how to write with selling in mind. This could be thought of as being a successful writer. Apply these principles and you should have no trouble writing work you can sell - for large profits!

It is not what you write - but how you write and sell it that matters.

With good selling even very poor work can sell for large amounts. This is one of the few business opportunities where success can be all but guaranteed. Follow the tips here and within a few weeks you should be receiving CHEQUES for your written work!

SELECTING A SUBJECT

Of course, although selling is highly important you must have something to sell. The main point here is not to write what you can, or what you want to write - but something that buyers want to buy. Many talented writers are poor because they write things that are of no use to anyone!

Commercialism must be your keyword. If you write something that will make money for a publisher then it will sell and make money for you too! Only write things that can be sold or used to sell something in some way.

If your writing is making money for someone else they will be only to happy to pay you a LOT for it.

Books are the ideal type of writing to try. Obviously a book makes money for its publisher so they will not mind paying you something for that extra profit. You do not need any skill to write a book length work.

Publishers are more interested in ideas, than ability, and original ideas will always sell.

You can start with fiction or non - fiction as you prefer.

Non - fiction is an excellent place to start. If you have detailed knowledge of any subject a publisher will sometimes engage a professional writer to write what you tell them - make money from writing without writing a word!

There are lots of smaller books and guides that offer excellent opportunities. Because the production costs of the production are less, any ideas are easier to sell to a publisher. Short stories, especially those for children, are very lucrative. Non - fiction guides are very similar to over - sized articles, and general interest subjects are always popular.

If you want to make money by writing a little less, articles are a good place to start. these are very easy to write, and even the tiniest scraps of knowledge you might have, can be turned into a lucrative article!

There is so much demand for articles, that it should not be hard to find an outlet.

The final subject you should consider for writing profits, is copywriting, or the writing of advertising material. This can be made easy - just study other advertising and copy it. Businesses of all types need sales letters, ads, mailshots, brochures and the like. Writing skill is not important, as you will be paid for the time you will save the business customer. how many times have you seen a newspaper ad. and thought I could write something better than that ?

Consider the various writing opportunities and pick one to start. Push this hard, and you should quickly obtain orders for your work. Do not try another subject until you have exhausted all the potential in the first.

It is not advisable to attempt to make money from writing poetry, plays or for TV or radio. Opportunities are lucrative when you can get them but very rare. Many talented writers push these subjects with little chance of making more than a meagre income - Write these for pleasure not for profit!

SELLING WORK FOR BIG MONEY

Once you have decided on subjects to write, do not write up the work and try to sell it. This is called unsolicited writing, and rarely makes the writer a fortune. You can easily spend days writing a perfect piece and never be able to sell it.

Without doubt the only way to make big money in writing is to sell work before you have written it. This way you can write in the knwledge you will be paid for a piece once it is written - much better!

When you have ideas for something you could write, look for a publisher who might be interested. The ‘Artists & Writers Yearbook’ is an annual publication which lists all the worlds significant publishers of English work. Worth bying a copy at major bookshops. Study the requirements of publishers carefully, to find one who might be interested in your idea.

If possible, go to a library and look at books, that publisher has previously published. For the best chance of success, thay should be of a similar type to your idea.

Next, write to the publisher, and introduce yourself. Give detailed proposals of your idea. If the idea is the type the publisher handles, and they think they can make money by selling your work it is 99% certain, they will be interested in buying your work. Be prepared to try each writing idea 8 - 10 times with different publishers. Only one need be interested for the chance to make a fortune!

When you find an interested publisher, come to an agreement on the length of the work, and the price. This could be anything from £50 for a few hundred words, £1000 for a short book, or £10,000 for a full length work!

With a lucrative order already obtained you can proceed to write up the work. As long as your writing is of a ‘passable’ standard, you will be paid the agreed sum. Publishers are quite used to correcting minor errors and making small changes. You only need to provide them with the sound basics to earn Thousands!

Keep repeating your approaches to publishers, to develop whatever you require - part or even full-time. Always try to get each customer to place a repeat order - they are even more likely to buy than a new publisher.

Wherever possible offer a publisher a series of work eg. a set of books or articles on a similar theme. This can provide you with high payng work for many months hence.

THE WRITING PROCEDURE

In many ways actually writing work up is the easy part. As we have already said you don’t have to be especially talented. If what you write will sell, a publisher will be eager to accept it. You will soon learn the ‘knack’ of how to satisfy a publisher!

All good pieces of writing start with a plan. This allows you to split the work down into smaller, manageable parcels. Do not deviate from this plan, unless you find it seriously flawed. With most pieces of writing careful reading and research is necessary - all publishers want good quality information, even if your writing is poor! If you are writing about a subject of which you have personal knowledge things are really easy.

It is advisable to write out a rough draft of all work, and keep changing it until you are completely satisfied. Ask other people to read it - and ask if they would pay to read it, Which is what really matters. If you have personal knowledge of a subject, you might be able to write up a saleable version first time.

When your idea is written up it becomes a manuscript (MS for short). You should always submit your manuscript in typed form - double spaced on white A4 paper, single sided. Use a tying service if necessary. It does not matter if an old typewriter is used - as long as it is readable.

If you have written according to the plans submitted, most publishers will stand by their offer and pay you. In the very rare case they will not accept your work, you should send it as an unsolicited work, to other publishers as you may still be able to take a big profit. Generally though, a reasonable manuscript wil always earn you the promised sum.

Once accepted you will have nothing else to do. Editing, printing and publishing is the entire responsibility of the publisher. Never pay to have work published - you will rarely make anything more than a loss.

If you give complete copyright to the publisher, this will make the deal more attractive for them. Once sold, this means they can print as many copies of the work as they like, and resell the manuscript if they wish.

You give up claims to it. When you gain some experience you can insist on retaining copyright to your work. Your publisher will pay you royalties for permission to print a work that you still own. This is obviously more lucrative.

Through all your dealings with a publisher, stick to the golden rules - if the work makes money for the publisher it will make money for me. A publisher will always be interested in a new way of making money - even if your writing is not that good.

AN ALTERNATIVE

If you do not want to share the profits of your writing with a publisher, consider self-publishing. Here you simply write a book on a suitable subject, have it printed and sell it youself. Note this is quite different from paying a publisher to publish your work.

If your book sells well , self-publishing can be quite lucrative, as you keep all your profits for yourself. But, if your book fails to sell you might incur a loss - and you will need some capital to start.

Really big money can be made in this way, but it is much more of a risk.

Whereas, with writing for a publisher, your profits are certain.

Business idea guides and manuals are one of the very best subjects for self publishing. They can easily be written for a good business, and easily printed into simple booklets. In addition, they sell readily at high mark ups, and mail order is one of the easiest, most profitable ways of doing this.

If you want a big business very soon, try self publishing. If you want a slightly smaller , but still considerable, CONSTANT income sell to existing publishers.

SUMMING UP

It is so important to emphasise, that you are already a successful writer.

Writers are made by their own efforts - it is not something you just happen to be. Once you know how to write to sell, even mediocre work for big profits. And, as you learn more and more about writing to sell, profits grow too!

THE END

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Tour India

Friday, April 25th, 2008

India Tourism

According to the current estimates tourism represents 6.5 percent of the global workforce, employing 112 million people throughout the world. It plays a major role in the global economy and represents a significant global gross national product (GNP). Tourism is a highly fragmented industry with many different participants including tour operators, the transport and hotel industry, and of course, the tourists themselves. At the start of the 90’s decade,several trends were observed at the global level. According to the report of the World Tourism Organisation,1990, Asia/Oceania was expected to receive more international tourists than any other region in the world. At the same time tourists were diversifying into highly specialised groups from among a broad range of activities. Increased interest in travel to natural and less disturbed areas due to a rapidly growing interest in environmental matters and nature was perceived as one of the trends. This was expected to result in an increased interest in Asia and tropical America, areas which still contained large tracts of wilderness (WWF-UK, 1992).

Indian domestic and outbound tourism will become an US$80 billion industry by the year 2007, according to a newly released report. The rise from the present $32 billion level will be fuelled by increasing spending power, government initiatives and India’s integration into the world economy, UNI reported, quoting a study by the international global strategic management-consulting firm McKinsey.

Tourism comprises only 5.2 per cent of the country’s gross domestic product due to low per capita income, the study conducted in collaboration with the Confederation of Indian Industry and Federation of Indian Chambers of Commerce and Industry said. - (EMEconomy.com)

Although in India tourism has been a part of the country’s ethos for a long time,it had predominantly been restricted to religious, archeological and recreational sites. Nature tourism, predominantly in the form of shooting and hunting trips, has gradually given way to photographic and nature oriented tours. Today, in the parks,sanctuaries and unprotected wilderness of India,nature based tourism has increased in scope, and is understood to, include nature trails, trekking , mountaineering, rock climbing , safaris, adventure sports and bird watching , in addition to photography expeditions. Most of these activities take place in forest and mountain terrain rich in wildlife and local ambience.

Such nature based tourism has either been species oriented or ecosystem oriented. Species oriented tourism in India has been confined to a few flagship species such as the tiger, which draws tourists to parks that are its natural habitat

Satya Narayan is author and designer of the guide area of www.arielindia.com http://www.arielindia.com . The writer is focusing on tips about india tour

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Here to Serve

Wednesday, April 9th, 2008

Never before has such a book hit the market!
– T. Wilsom

Without Money to be Made Online I?d be lost!
– Sue Hemmings

A few years ago, before online marketing became my full time job, I had the same life as most other workers, I worked. The thing about work is that you don?t like to do it. Often people associate work with a ?job? and a ?boss.? But wouldn?t you like to be your OWN boss?

It wasn?t until I ran across this booklet that my online career started to sky rocket. Today I?m going to compare this book to others, and exaplin why exactly it?s the only book I recommend to my trainees and colleagues.

First of all, numbers count. In the game of online marketing and selling products, whether they?re third party or your own, people like numbers. Everyone likes to get 2 free bonuses with their purchase. When you buy Money to Be Made Online, you get the bonuses, plus more. The book is filled with over 877 tips and tricks, that have taken years to accumulate.

Instead of scouring the internet, signing up for mass email lists, dealing with ridiculous amounts of spam, and even spending money on countless eBooks, I recommend everyone I know in the industry to one simple book. There are many unique attributes that I wont go into here, but I want to let you know just a few.

It?s not about the quantity of the tips or tricks, but the quality. Each chapter builds on the last, introducing a perspective of online marketing rarely seen. This book is changing how people do things. What took me nearly 4 years to learn, is detailed in this book in ways that surpass my level of expression! It?s simplistic yet detailed, straight forward and matter of fact. This book is no joke.

Every time I read the book I learn something new, and I?m always referencing to it. Without this I would?ve been a lost dog with no cause. However my business was saved because I went from A to Z, cover to cover, and applied what I learned.

I want to take some time to stress the importance of knowledge. Knowledge in this industry is what saves time and money. But more importantly it?s about how you use that knowledge. Money to Be Made Online not only tells you ?what?s up,? but ?how to.? With Money to Be Made Online your business will experience a change like never before.

I personally use the book as a reminder of all the hard work I?ve done, and the responsibility I have to my customers to provide the best of services. That?s what it basically comes down to in any business, service.

With Money to Be Made Online I learned about the concepts that drive business, what makes people buy your product, and why people don?t buy your product. It?s not about convincing people to buy, but the way you ?let them know? that you provide a service is crucial.

One of the most important lessons I learned from Money to Be Made Online is that you can?t pressure the customer, but by hard work and real quality products, your business will grow. You must always remember, you serve the customer, and in exchange the return a piece of their services, in cash form. They too have services they provide to other people.

All in all I?d recommend this book to just about anybody. Not only has it helped me online, but it opened my eyes to what life is about. We?re here to serve, and I do it with pride!

Keith Londrie II is a successful Webmaster and the owner and publisher of moneytobemadeonline.com A website that specializes in providing tips on how to REALLY make money online that you can research on the internet in your pajamas from the comfort of your own home. Visit moneytobemadeonline.com/ http://moneytobemadeonline.com/ today!

AP - David Murphy seems perfectly happy letting someone else drive for now.

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Baby Gate Safety

Wednesday, April 9th, 2008

BABY GATES. The words alone give you a sense that if you provide a gate, your little toddler will be safe and contained. I certainly agree. On the surface, this is what a baby gate will and should provide. But not all baby gates are created equal.

Let’s start with a few word choices that will get you the right equipment. A parent goes into a store and says to the clerk, “I’m here to buy a baby gate”. Remember, the baby is not going to use the gate, you are. Who knows what they’ll get.

Now try this, “I’m here to buy a gate for myself and my family to use to protect our baby”. You want a gate for an adult. You’re the one who has to use it every day. Now you have a shot at getting a gate that allows you, the parent, to use the equipment without stepping over it and cursing it every time you need to pass through it.

I have personally installed over a thousand gates in homes as a business. The one thing I always recommended was to choose the right gate for the job.

Place hard mounted gates at the top of the stairs. I actually prefer this hard mount gate in all areas as long as it is manageable; meaning the opening wasn’t so wide it had the gate swing half way across the room.

If you must have the pressure type in your doorways, choose something that takes hand coordination to open. In other words, the foot activated type is not what I would use. Trust me on this. Pressure gate damage can be worse than a gate that has been screwed into the wall.

One company stands out above the rest and that is a company by the name of KidCo. They provide a wide variety of gates for all types of situations from stairs to fireplaces. You can find them in baby stores and online. I recommend doing your homework before you buy.

My all time favorite would be the Safeway steel gate. It is the greatest for features and benefits. It’s a hard mount gate that is easy to install. Please follow instructions to the letter. I have installed this gate in a wide range of applications and always had the parent overjoyed with its performance. They also have mounting kits to assist you in your installation if needed.

The other gate I like is the hearth gate for fireplaces. It beats having to create a barrier out of furniture. I’ve seen parents get very creative when it comes to protecting the baby from danger. Doing it right is much easier.

Now I know I didn’t give you dimensions and every detail associated with the KidCo brand of gating, but you can get all that from them. Do it right and take my advice. Put safety products in that a pro would use. It’s the only gating I used for my own grandchildren.

Ken White and his wife Vicki owned and operated a retail store for over six years specializing in child safety products and installation, car seat safety and educational toys. You can visit their website on child safety products at www.babyhomesafetee.com http://www.babyhomesafetee.com . They also have a site on home safety and security at safehomeinfo.com http://safehomeinfo.com .

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Dating Advice for Men That Work

Tuesday, April 8th, 2008

I have been utterly useless with women in the past. Having spent many years of my youthful life failing with women, I decided to make a change. Now after years of learning, trial and error, reading books, and development I have become successful in becoming attractive with women and dating. In fact I even coach men one on one in the “field” like the real life version of Hitch.

What follows is dating advice that works:

Dating Advice 1:

The first 3-4 dates are very important. Dating is like a game. If you play it right, you should have been able to escalate to kissing and more. You see within this time frame, the girl decides whether or not you’re worth it. If you have not escalated during these dates, you will very likely get into the LJBF (Lets Just Be Friends) category and getting out of this my friends is near to impossible.

Dating Advice 2:

Make the dates interesting. Avoid the usual dating scenes like cinemas, clubs and bars. Be unpredictable. Go for ACTION dates - these are dates with a lot of activity. The key word here is VENUE CHANGE. There are reasons for this. You see when we change scenes during a date; subconsciously we feel we have spent a lot more time with the other person, hence building familiarity and comfort. This also has the benefit of making it more interesting.

Dating Advice 3:

For crying out load, STOP with the gifts such as flowers and chocolates. Why? You have only known each other briefly, and doing things like that comes off as APPROVAL SEEKING, and suspicious. You could do these things after you’re in the relationship, and want to show your appreciation, but too early, and you will KILL the ATTRACTION.

Dating Advice 4:

Not knowing you are the MAN and she is the WOMAN. As the man you will take the lead. Being the leader has many attractive qualities. Back in tribal times, the leader takes the choice of all the females. This has not changed and still in our subconscious programming. These days’ women are still looking for those qualities in a man. So how do you take the lead? Decide where you are going in advance, and take the lead in decisions.

Dating Advice 5:

When a woman dates a man she is thinking “he seems nice, let’s find out more about each other”. Too many guys view a woman they are dating as their potential WIFE. As you can imagine this puts a lot of pressure on the guy. They become frigid and cannot BE THEMSELVES. My advice is DON’T DO IT. Have the same view as the woman. You are screening her to see if she is worth it. So relax, be laid back and enjoy yourself.

Dating Advice 6:

STOP with the needy COMPLIMENTS.

“Oh, you’re so beautiful today”

“Wow so gorgeous”

These kinds of compliments send shivers down a woman SPINE people. You are there to find out more about each other and have fun. Dating her just because she is beautiful lowers your standards and intelligent women consider it an insult. They think you are shallow! DON’T DO THAT. If you want to give a compliment, give something sincere and genuine. Always include a reason for doing so. For example, “I like your top; it goes very well with the colour of your dress”.

I could go on and on about things to do and not to do when dating women. I have only touched on some of the issues…

Leo Tat aka NightVision is the founder and author of www.SeductionTuition.com http://www.SeductionTuition.com .

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Let a Debt Management Program get your Debts on the Track

Tuesday, April 8th, 2008

We, the people are habitual of getting our expenses exceeding our financial recourses. We want something and we get it even if our pocket doesn’t allow it. When shortfall of money is the problem, we take loans or debts for achieving what we want. This doesn’t affect us till we are able to manage them. But when these debts get out of our control and instead start controlling us, we are in trouble. In such situation a debt management program can be the cure to this financial fever.

Debt management programs are meant for debt removal and managing repayments, enable the borrowers to breathe easy in a debt less environment. These days debt management program providers not only prepares debt management plans but also other services which you can avail to control your debts in future. Credit counseling, bankruptcy and debt handling education, budget plans, online counseling, credit report and status analysis, measures to stop debt from arising further etc are the benefits which you can avail under a debt management program.

These debt management program providers also arranges debt consolidation loan for consolidation of your debts. With a debt consolidation loan amount you can consolidate all your existing debts. So that now you have to make a single monthly repayment installment instead of paying each debt separately. Also this saves lot of your money as the interest rate is much low as compared to what you are paying on all your debt in total. Debt management program combined a with debt consolidation loans serves you faster and better in eliminating all your debts.

A debt management program also provides you with the automatic deposit services. Under this service the debt management program providers automatically deducts the debt amount from your checking account and pay your creditors accordingly. This removes the hassle of repaying debts on your own. Also, these service providers have tie ups with large number of lenders. They can make your repayments affordable by talking to your lenders for interest rates and repayment term.

As we know that precautions always start at home, we can take certain steps from our side along with a debt management program to manage our debts. We can make lesser use of credit cards, which is a big reason for rising debts. Make cash purchase wherever possible or use debit card. Planning and budgeting can be of a great help.

Debt management program are uniquely designed for every individual. For applying for a debt management program you can fill an online application form with following details:

•Personal details - Name, address and contact information, mobile numbers, email ID’s.

•Debt information - Amount of debts with you, number of debts with you along with details about your creditors, credit statement for reference.

•Employment details - Your employment status and monthly income.

Enrollment process for a debt management program provider will take 30 to 40 minutes. The debt management program provider will contact you with the best possible solution after accessing your information and help you see a better world.

Loan borrowing is like once in a life time decision and much is at stake. It is indeed not a good thing that many people are misguided into taking loans that are not appropriate to their financial situation. This leads to many allied misgivings. As a financial consultant the only driving force of Ann Gibson is to provide proper knowledge. Because knowledge in respect to loan borrowing is power and exudes financial benefits. He works for uk debt consolidation site uk debt consolidations. To find a personal debt consolidation loans, Debt management programs, loans, unsecured debt consolidation loans, secured loans, debt consolidation loan, debt consolidation mortgage that best suits your need please visit www.ukdebtconsolidations.co.uk http://www.ukdebtconsolidations.co.uk

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Cheese Consumption In The United States

Tuesday, April 8th, 2008

According to recent figures, the United States has the 7th largest per capita consumption of cheese. In 2004, that position in the world rankings equated to 31.2 pounds of cheese being eaten by every person in America. That’s a lot of pizzas! In fact, if all of that cheese consumption was pizza-related, a person would have to eat over 80 pizzas in a year. Not surprisingly, the Italians and Greeks rank higher than America in the cheese consumption stakes, but the gap is closing.

There are so many different types of cheese produced in America, but the most popular one for the cheese eaters of the country is Mozzarella. This pizza-topping favorite overtook cheddar to take the nation’s favorite crown in 2002 and shows no sign of giving up the title anytime soon. This is supported by the change in cheese production over the 10-year period from 1995 to 2005. In 1995, cheddar represented 34.9% of the cheese production in America. Mozzarella was a close second, accounting for 30.7%. However, in 2005, the cheddar production had dropped to 33.4% and mozzarella had climbed to almost equal cheddar at 33.1%. The most prolific cheese making state, not surprisingly is Wisconsin. Over a quarter of all American cheese is produced by the so-called ‘Cheese State’ ? a name it richly deserves.

The rise in cheese consumption in America can largely be attributed to the convenience of the product. Cheese can now be bought shredded or sliced and in re-sealable bags to keep it fresh for longer. The variety of cheese and mixed cheese combinations ensure that there is bound to be a cheese to suit any dish. Pizzas, hamburgers, sandwiches and pasta are just some of the foods that cheese enhances. The use of cheese in many fast foods and take-outs has also contributed to the increase in the amount of cheese that Americans eat on a yearly basis.

The rising trend for cheese consumption shows no signs of slowing down anytime soon. Between 1980 and 2004, the amount of cheese eaten per person rose from 17.5 pounds to 31.2 pounds. That is a huge increase and the projected figure for the year 2015 is 34 pounds per capita. There is no doubt that the majority of Americans enjoy cheese in one form or another on a regular basis.

Of course, it isn’t just convenience that has led to the increase of cheese consumption in America ? health factors have also had an impact. Cheese is an excellent source of calcium. This essential nutrient helps strengthen bones and teeth. Interestingly, the amount of calcium in cheese differs by type. The best source of calcium in the cheese family is parmesan. Parmesan provides almost twice as much calcium, by weight, as mozzarella. There is no doubt, if you are looking for a quick and simple source of calcium, then a pizza with a mixture of cheese in the topping would be the ideal choice.

William Lockhart is Founder of HomePizzaChef.com http://HomePizzaChef.com . He is also a self proclaimed pizza lover. www.HomePizzaChef.com http://www.HomePizzaChef.com delivers pizza recipes to subscribers email box. The slogan on the web site reads, They’ll Get Down On Their Knees And Beg You For Your Pizza Making Secrets . Visit William at www.homepizzachef.com http://www.homepizzachef.com .

AP - New York City’s obesity and diabetes rates are rising faster than in the rest of the country, a city health department study said.

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Toyoto Becomes Number One Car Company; Thanks General Motors

Tuesday, April 8th, 2008

“Thank you so much for making Toyota number one,” the chairman of Toyota, Fujio Cho, said to Richard Wagoner, the CEO of General Motors, and leaned across the conference table to shake his hand.

“Think nothing of it,” Mr. Wagoner replied, obliging the Japanese exec. “The credit belongs entirely to you and your quality-obsessed company.”

“No, no,” the Japanese CEO insisted. “We could never have done it without your reliable incompetence.”

“On the contrary, sir,” the GM CEO replied, eyeing the other American and Japanese executives arrayed around the conference table, “the credit is entirely due to your astonishing competence. After all, you and your company have figured out how to make cars people actually want to buy - form and function, attractively combined.”

“Yes, I think that’s true,” the CEO of Toyota conceded.

“And you’ve figured out how to make cars that are legendarily reliable,” Wagoner went on.

“Yes, I must also agree with that.”

“Then how is it possible that you are thanking me for helping to make you number one?” Mr. Wagoner wanted to know. “I do not deserve any of the credit whatsoever!”

“But, don’t you see, Mr. Wagoner? We owe our success to the fact that you have not quite figured out how to make cars that people actually want to buy!”

“We’re working on it,” the CEO of GM replied.

“And have you figured out how to make legendarily reliable cars?”

“We’re also working on that.”

“May I ask if you have been successful at either endeavor?”

“I said we’re working on getting there.”

“But, Mr. Wagoner, how is it possible that after all these years of making cars you are still working on two such important objectives? Of course, I am not referring to you and your highly competent current executives, but only to your predecessors, and I am sure you will do much better.”

“Thank you. I’ll tell you why we’re having a difficulty or two. Your company came along, Mr. Cho, and set the bar higher than it was.”

“We did?

“I insist. Much higher.”

“And how were we able to set it higher?”

“You tell me.”

“Because you set it so wonderfully low.”

“We did?”

“What other explanation can there be, Mr. Wagoner? And now you are struggling to catch up, which, if I may be frank, is another way of saying you have failed to do so.

But -

- I beg your forgiveness, my distinguished friend, but if that isn’t incompetence, I don’t know what is. Of course, as I said, not your incompetence, only that of your predecessors. Yet, if I may be so bold, please, accept my gratitude.”

Tom Attea, humorist and creator of NewsLaugh.com http://NewsLaugh.com , has had six shows produced Off-Broadway. Critics have called his writing delightfully funny, witty, with good, genuine laughs and great humor and ebullience.

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How to Turn Your Promotional Products Expense Into a Profit Center

Tuesday, April 8th, 2008

If you use promotional products you probably already know the power of giving away freebies. You may use them to thank current customers, or to give incentives to potential customers.

When most people think about promotional products, they tend to think pens, keychains, t-shirts, mugs, caps, etc.

Did you know there are products that put pens, mugs and keychains to shame? They can cost less and bring measurable profits. Sometimes, these profit-producing promotional itemsmay even be free.

How can this be?

Instead of ordinary promotional products, think infopromotional products . An infopromotional product is an information product that you use as a promotional item.

What can you use as a infopromotional item? You can give away

-tips sheets
-articles
-special reports
-audios
-videos
-books
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Now you could spend time creating your own information product - but I’m not suggesting that. That takes time and money.

Consider joint venturing with an expert whose advice your customers would find valuable. The expert can give you a special educational item that you give to your customers. Let’s say it’s a tips sheet. At the end of the tips sheet, there’s an offer for the expert’s books, tape set or seminars. The customer can only get the special offer by mentioning your name or special code.

Where can you find experts? You can find them in your city or search for them online. Think about what your customers might appreciate and look for experts in those fields.

Are your customers business owners? Search for marketing gurus, cost-cutting consultants, automation experts.

Are your customers homeowners? Search for home improvement experts and real estate experts.

Are your customers concerned about health? Look for fitness and self-improvement experts.

How much will your infopromtional product cost? If it is a physical product, your joint venture partner may pay for some or all of the cost. Why? Because it’s a marketing expense for him. The expert’s company is reaching a highly targetted market - your customers. That can be a good thing for your joint venture partner, you and your customers. You’ll see why in a moment.

If your giveaway is delivered online, such as an online video, you may be able to get it for free. So now, you have a high-perceived value item to give to your customers at low or no cost to you.

Let’s not stop there. This article is about turning an EXPENSE into a PROFIT CENTER. Here’s how:

The key is that your joint venture partner has an offer and a tracking mechanism so you get paid for your referrals. If your customers are online, tracking is as easy as using a affiliate code. Now your customer gets to sample your joint venture partner’s expertise in the infopromotional product and get a special deal, your partner may get new customers and you get a fee for each of your referrals, all because you gave a gift to your customers.

Try infopromotional products and you may never give away another pen again.

Copyright 2006 Raynay Valles

Marketer Raynay Valles enjoys working smart. Is working hard working for you? When you’ve had enough with working hard, learn about the Lazy Millionaires Club at www.LazyMillionairesClub.com http://www.LazyMillionairesClub.com

Pro-Tibet banners hang from the Golden Gate Bridge in San Francisco. The Olympic torch has arrived in San Francisco for its only US stop amid a series of protests and calls for a boycott of the Beijing games over China's human rights record, US media said.(AFP/Ryan Anson)AFP - The Olympic flame arrived here Tuesday amid heavy security as games officials in Beijing hinted for the first time the global relay could be abandoned amid protests over China’s human rights record.

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NextStudent Offers PLUS Loans for Graduate and Professional Students

Tuesday, April 8th, 2008

According to Phoenix-based NextStudent, a premier education funding company, the proliferation of graduate and professional programs has led to new sources of education funding designed to benefit these goal-orientated students who are, in essence, beginning their career by continuing on in their education. As the job market in the United States continues to generate a need for applicants who are highly competitive in specified fields from technology to the ever-growing medical field, undergraduate students across the country are beginning to feel the squeeze as graduate and professional degrees become “must-haves” for even intermediate and entry-level positions.

The decision to continue education onto the graduate and professional level is one that oftentimes comes with considerable financial stress because of the continued financial obligation. However, NextStudent’s Graduate PLUS Loan ( www.nextstudent.com/ http://www.nextstudent.com/ ) Program may allow borrowers to fund up to the full cost of their education (less any financial aid received), including living expenses, books, supplies and even computers.

NextStudent now offers a PLUS Loan Program for graduate and professional students with rates starting as low as 8.5 percent. The Graduate PLUS Loan Program features the same benefits directly to graduate and professional students that parents of undergraduate students receive from traditional PLUS loans ( www.nextstudent.com/plus_loans/plus_loans.asp http://www.nextstudent.com/plus_loans/plus_loans.asp ). Because NextStudent Graduate PLUS loans are federally sponsored, they offer many of the perks of traditional PLUS loans, including eligibility for federal student loan consolidation ( www.nextstudent.com/consolidation_loans/consolidation_loans.asp http://www.nextstudent.com/consolidation_loans/consolidation_loans.asp ), tax-deductible interest and a variety of repayment options.

Eligibility and Credit Resolution

NextStudent offers a simple online application process through E-Signature, and many prospects who apply online qualify within minutes. Also offered is a “second look” for borrowers who receive an initial denial because of unresolved credit issues. NextStudent has a PLUS Credit Resolution Team that has an 87 percent success rate at resolving borrowers’ credit issues, resulting in funded PLUS loans.

Graduate PLUS loans ( www.nextstudent.com/plus_loans/plus_loans.asp http://www.nextstudent.com/plus_loans/plus_loans.asp ) easily are accessible to many students. To qualify a student must be a U.S. citizen or an eligible noncitizen. Although a credit check is required, many students with limited or no credit history still qualify for Graduate PLUS loans.

Flexible Repayment Options and Aggressive Incentives

With all the great incentives offered by NextStudent and its Graduate PLUS Loan Program, now is the right time for students to take the next step and go for their graduate degree.

NextStudent Graduate PLUS loans offer several repayment options including deferred repayment while a student is enrolled in school at least half time, and there are no prepayment penalties, ever. There also is a 3 percent cash rebate at repayment on the remaining principal balance after the first 12 months of consecutive on-time payments when student borrowers pay through Auto-Debit. In addition, a 2 percent interest rate reduction is available after the first 48 months of consecutive on-time payments when student borrowers pay through Auto-Debit. Student borrowers receive a .25 percent reduction when they choose repayment through Auto-Debit.

NextStudent, federal lender code 834051, is dedicated to helping students and their families find affordable ways to pay for college. NextStudent offers one-on-one education finance counseling and has a portfolio of highly competitive education finance products and services including a free online scholarship search engine, federally guaranteed parent and student loans, private student loans, both federal and private student loan consolidation ( www.nextstudent.com/consolidation_loans/consolidation_loans.asp http://www.nextstudent.com/consolidation_loans/consolidation_loans.asp ) programs, and college savings plans.

The NextStudent Scholarship Search Engine, one of the nation’s oldest and largest scholarship search engines, is updated daily, available free of charge, completely private - and represents 2.4 million scholarships worth $3.4 billion.

For more information about NextStudent and its student loan programs, please visit the company’s Web site at www.nextstudent.com/ http://www.nextstudent.com/ .

Jeff Mictabor is an enthusiast on the topic of student loan issues in the news. He has been writing for the past 10 years for a variety of education publications. He now offers his writing services on a freelance basis.

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