We Are God’s Caretakers

An Inconvenient Truth, the documentary and book by former Vice President Al Gore, frames global warming, it’s causes and effects, and helps put this worldwide issue into perspective. Gore’s supporting website tells us that, Carbon dioxide and other gasses warm the surface of our planet naturally by trapping solar heat in the atmosphere. This is a good thing because it keeps our planet habitable. However, by burning fossil fuels such as coal, gas and oil and clearing forests we have dramatically increased the amount of carbon dioxide in the earth’s atmosphere and temperatures are rising. Increased temperatures mean adverse effects on the earth in weather patterns, glacial meltdowns and plant and animal life which we are already witnessing. What we can expect is more heat waves, more drought and increased sea levels at our coasts that will force human beings and animals to migrate to less threatening areas.

Gore’s premise in asking us to pay attention to global warming and its effects isn’t to frighten us to the point of paralysis, but to nudge us to see the truth, assess our own contribution to the problem and to take action to change our own behaviors so that we can collectively reduce the amount of carbon we are dumping into our atmosphere. Gore’s philosophy is two fold. We need to take global warming out of the political arena and focus on it as a moral issue. We also must realize that between denial of the problem and the despair of the destruction we have caused there is the simple phrase, Do something. Global warming is reversible if we recognize the truth, claim responsibility for our part in causing it and correcting it, and then acting to correct it.

While talking about his work, Gore has mentioned that the Biblical truth of humanity being caregivers of God’s creation resonates with him as a person of faith. Then God said, ‘Let us make humankind in our image, according to our likeness, and let them have dominion over the fish of the sea, and over the birds of the air, and over the cattle, and over all the wild animals of the earth, and over every creeping thing that creeps upon the earth (Genesis 1:26). While we are given dominion as caretakers, stewards of God’s abundant creation, the earth is still God’s domain. We are holding our planet in trust for each other and the generations that will follow us.

Somewhere along the way we have lost sight of what it means to pay attention to the rhythms of nature and what our mutual home has to share with all of us. We have become very adept, particularly here in the United States, at feeling entitled to take as much as we can get. We are three percent of our world’s population, and yet we use twenty-five percent of our world’s resources. Why? We persist in believing we should be able to have whatever we want when we want it, and this belief extends to our energy use across the board. A perfect example is our American response to rising gasoline costs. We alternately complain about the price of a gallon of gasoline and then say it won’t affect our driving habits. We also seem to have no understanding that the rest of the world pays far more than we do for gasoline and all other energy resources. Many developing nations only have electricity sporadically through the day. Energy is costly, both for our pocket books and for the earth.

We know that all things work together for good for those who love God who are called according to his purpose (Romans 8:28). Paul’s words to the church at Rome are never more true and applicable then they are today. I go back to Gore’s understanding of where we are right now with global warming. We can deny the reality, despair over our misuse of God’s gift of the earth to us, or we can do something. We can learn to walk and ride our bikes more often because, as my mother often said, It won’t kill you. We can turn off lights and computers when we aren’t using them. We can eat fresh, local foods instead of frozen foods that take ten times more energy to produce. We can turn our thermostats down two degrees in winter and up two degrees in summer. Everything we do to reverse the effects of global warming will make a difference and heal the Earth. It is not too late. Yet.

We are each contributing to the problem of global warming and we must each contribute to the solution. We owe this to ourselves, each other and to God to care for what we have been given. We have a moral obligation and a responsibility to our faith to leave our earth in better shape then we found it. We know better and we must do better, or we will feel the consequences. And then it may be too late.

Cory L. Kemp

AP - Scientists with the Virginia Museum of Natural History have confirmed the discovery of a 500 million-year-old fossil called a stromatolite.

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Business Financing Decisions

The goal of business finance is to raise sufficient capital at the least cost for the level of risk that management is willing to live with. The risk is that a business will not be able to service the debt and be forced into bankruptcy.

Broadly speaking there are 5 main ways of funding a company’s needs:

• Receive credit from suppliers
• Obtain lease financing
• Obtain bank loans
• Issue bonds
• Issue stock

Supplier credit

This is the easiest way that companies obtain funding. Companies buy goods and services and have anywhere from seven days till 6 months to pay for them; when companies need more credit from suppliers the financial controllers will negotiate longer credit terms or larger credit lines. The payment terms can also be stretched and this can work well because the creditors do not want the customer to go into bankruptcy taking their money with them.

Lease financing

Instead of buying equipment, many companies choose to lease equipment - this is a form of franchising.Cars,computers and heavy equipment can be financed for short periods or indeed longer periods.

If it is a short period it is referred to as an operating lease and at the end of the lease the property is still useful and is returned to the finance company.

Long term leases are, in substance, ways are ways of funding a purchase rather than buying the temporary services of a piece of equipment. These are often referred to as capital leases.

For capital leases the leased assets and the financing liability are recorded on the leasing company’s books as though the company had bought the equipment outright.

Bank financing

The next level of financing involves banks. If a company has a credit line or revolver with a bank it draws down and pays back up to set limits of credit as cash is needed and generated by the business. The credit is often secured by assets of the firm however if a business runs into trouble it may not be able to pay the bank and go into bankruptcy

Bond Insurance

Bonds have fixed interest rate contractual payments and a principal maturity. The risk comes to the firm’s owners if they cannot be serviced. The principle bond owners can then exchange them for ownership of the company and oust the owners.

The After-Tax cost of Borrowing

Interest payments for borrowing from vendors, bankers or bondholders are tax-deductible, while dividends to shareholders are not. The after-tax cost of borrowing is the interest cost less the tax benefit.

Stock Issues

Stock issues have non-contractual, non tax deductible dividend payments. Stock represents an ownership in the business and in all of its assets. If additional shares of stock are issued to raise cash, this is done at the at the expense of the current shareholders’ ownership interest. New shareholders share their ownership interest equally on a per-share basis with the current shareholders - this is why analysts say that the new shareholders dilute the interest of existing shareholders.

Summary

In summarising, the higher the percentage of debt to total capital, the higher a company’s value, to a point. At the point where the risk of bankruptcy becomes significant, values fall. The cost of financing decreases as a company adds lower-cost shielded debt to displace the higher returns required by equity investors.

Naz Daud is the Founder of the CityLocal Internet Business Franchise Opportunity.

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Garlic - What are the benefits?

Many people take garlic, either in supplement form, or in their diet, for its health benefits. Garlic is promoted for improved immune system, improved cardiovascular health, and perhaps even cancer prevention. But what does the science say and can it really benefit you? And, if it doesn’t really benefit you, can it actually harm you? These are the questions addressed in this article.

How does garlic work?

Garlic has long been considered a natural remedy for many illnesses, including bacterial, viral and fungal infections. The antibiotic activity of garlic has been associated with its primary active ingredient, thiosulfinate allicin, but there are other active ingredients that have been found to have antibiotic properties, including polysulfides, which have been shown to kill certain cancer cells. Scientists are still trying to understand the exact biological activity of these polysulfides, and many are hopeful that this understanding will help lead to ‘natural’ antiobiotics, fungicides and anticancer agents, with fewer side effects. .

What researchers have learned is that garlic has effects on many health conditions, such as high blood lipids, blood pressure and fungal, bacterial and viral infections, to name just a few. The effectiveness is determined by the amount of allicin, which triggers the production of other active constituents. Intact, fresh garlic cells contain an amino acid called alliin, which is actually odorless. However, when the cells are broken, they react with an enzyme, producing allicin, which is the smelly part. The more alliin, the more allicin is produced. The amount of allicin is dependent on the method of preparation. Crushing the garlic increases the allicin, but freeze-drying results in producing very little. Some companies will enterically coat their product to protect the active chemicals from stomach acid. The process to produce odorless garlic extract also reduces the amount of alliin. However, when looking for a garlic supplement, aged garlic extracts usually are standardized to S-allyl-L-cysteine content, which has also been shown to be an effective active ingredient.

What does the science say?

There has been a lot of research into the effectiveness of garlic constituents and how it works. Studies have primarily investigated the effectiveness of fresh garlic, powdered products and aged garlic extracts. Here is some of what has been found:

* For atherosclerosis (hardening and narrowing of the arteries), taking low doses of garlic powder daily, around 300 mg per day, appears to lessen age-related decreases in aortic elasticity. This elasticity is important for keeping the vessels healthy.

* Multiple studies have investigated fresh garlic and various garlic supplements and colorectal and gastric cancer. The overwhelming evidence shows that eating garlic is beneficial, but most studies do not find the same benefit from supplements of any kind. Fresh garlic may also lower the risk of prostate cancer by as much as 50%, but more research is necessary. Garlic in any form doesn’t seem to decrease the risk of breast cancer or lung cancer, however.

* Garlic supplements may help reduce blood pressure by 2% to 7% after 4 weeks.

* Eating high doses of garlic over 20 weeks may actually help reduce the likelihood of tick bites. So, if you plan a hiking trip, start 20 weeks early to ward them off on your trip. However, the amount studied was eating 1200 mg per day, which comes to more garlic than anyone would usually eat.

* It appears that a garlic jell might be as effective as Lamisil for various skin conditions.

* There have been many studies looking at how garlic may help with high blood cholesterol and triglycerides. These studies are very mixed, however. Early studies were showing a positive trend until more modern researcher started looking at these studies and found serious flaws. One analysis of all the studies suggested that there may be short-term benefits on blood lipids after 1-3 months, but no benefit after 6 months. When only the higher-quality studies were examined, the conclusion was that there is no reduction in cholesterol or triglyceride levels.

* For any other condition, research has either shown garlic to not be of any benefit or there is just not enough research to say one way or another.

* Something that studies do consistently seem to show is that often there is no active ingredient in the odorless products.

How should you take it?

Generally, the most effective form of garlic is fresh. Fresh garlic typically contains 1% alliin, where most aged garlic extracts only contain 0.03% alliin. So, for those who like to work with numbers, here are the details:

For every milligram of alliin, 0.458 mg of allicin is typically generated. Therefore, a dose of 4 grams of fresh garlic (approximately 1 clove) containing 1% alliin will produce about 18,300 mcg of allicin. A dose of garlic extract of 600 mg, containing 1.3% alliin will produce 3,600 mcg allicin. So, you decide.

To now answer the question how to take and how much, again, here is what the majority of research has concluded:

* For high blood pressure and high blood lipids, a garlic extract of 600-1200 mg divided up and taken three times a day may be effective, but aged garlic extract of 600 mg to 7.2 grams per day has also been used. Aged garlic extract contains less alliin than the powdered form.

* To prevent stomach or colorectal cancer, fresh or cooked garlic of 3.5 to 29 grams per week is recommended.

* Garlic in the form of the garlic constituent ajoene as a 0.4% cream, a 0.6% gel or a 1% gel has been shown effective for such conditions as tinea infections, warts and corns.

Will it harm you?

In studies, garlic has been used safely for up to 7 years in healthy subjects. For the most part, garlic can be safe, especially as a food ingredient. Just about anyone can take garlic in its food form. Nursing mothers may notice unhappy babies, as garlic can affect the taste of breast milk. Other negative side effects include breath and body odor, mouth and gastrointestinal burning or irritation, heartburn, gas, nausea, vomiting and diarrhea.

The biggest concern with garlic is its effect on bleeding time. Therefore, if you intend to have surgery, discontinue it one to two weeks before surgery. Documentation of garlic’s effect on platelet function is very well-known. As a consequence, anyone taking any medications or herbs that affect bleeding, such as warfarin (Coumadin), fish oil tablets, vitamin E, willow bark, aspirin, Plavix, should discuss this use with their health care professional. Garlic has also been shown to be extremely reactive with antiviral medications.

Garlic a day keeps the doctor away

So, after all of this, what is the basic conclusion? Eat your garlic! Enjoy it in stir fry, raw, cooked, baked, you name it, just enjoy it! If you have a health condition that requires you to take any medications, it’s always best to discuss how garlic will alter the absorbency of that medication. Also remember that herbs are just natural drugs and either discuss them with your doctor or do your research. With a few precautions, however, fresh garlic is an excellent addition to any dish and to a healthy lifestyle.

Marjorie Geiser helps people overcome their confusion and distress they feel when trying to add healthy eating and fitness into their busy lives through nutrition counseling and a successful e-coaching program. She offers a free, monthly newsletter on various topics of health, as well as an affordable weekly coaching program for people who want to lose weight or improve their health. Margie is a Registered Dietitian, Personal Trainer and Life Coach. To learn more about her services, go to her website at www.megfit.com http://www.megfit.com or email her at margie@megfit.com margie@megfit.com .

In this Aug. 22, 2001 photo, Sen. Jesse Helms, R-N.C., gives the thumbs-up sign as he leaves WRAL-TV in Raleigh, N.C., Wednesday,  after taping a announcement that he will retire when his current term ends in 2003. Helms has died at age 86, the Jesse Helms research center says. (AP Photo/Grant Halverson, file)AP - “Compromise, hell!” Jesse Helms screamed in a 1959 editorial that captured what would become the legacy of his Senate career and his place in the conservative movement.

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Triathlon Swim Testing Your Endurance In The First Leg

If there were anything more difficult than the transitions of the triathlon race then swimming would be it. Truly an endurance sport, swimming in triathlon races can actually dig the life out of you, especially when your body is not well adapted to the conditions that it requires.

You may have some basic backgrounds in swimming since it is known to be the most popular pastime sport Americans have. But you, when you’re seriously into the game of triathlon then backgrounds are no longer enough to let you know the feeling of reaching the finish line.

Your triathlon training in swimming can cover all or most of the strokes. And you may choose to use them during the race, after all no one says that freestyle stroke is a guarantee to get through the swim stage. Nevertheless, as we might have observed most racers are comfortable with freestyle stroke because it provides speed.

But competitors, at one time or another, can be seen using different strokes for whatever purpose they deem necessary. The problem with this though is that they have to break the momentum and start with a new stroke over again once they gain their speed. Somehow, this creates the struggle and that is what we want to eliminate. You have to get through this junction as smoothly as you can be.

You can get this through training. If you cant cross the pool straight for now, you never have to worry since practice will always create more perfect ways to achieve what you first set your mind to achieve.

Swimming is not only an activity of endurance, it also requires you tons of patients to get the proper technique and strength. Thrice a week practice will do you best, other than that you may over-exhaust your self or lack training.

While the swim part is not actually the longest stage, it still garners the longest training to master. After all, swimming is nearly a hundred percent technical.

On the general view, swimming should not be taken as the speed game. You only have to get through it to be able to reach the 2nd and last lap. It must not tire you, it only has to warm you up. It will prepare your muscle to flex during the last two legs of the race. The trick lies in the efficient use of energy so there will be more for the run and the bike stages.

You can’t expect to see yourself swim but you can trust an eye from a good trainer. He will show you the details of your flaws and will help you work on them.

This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on Triathlon & other useful information, please visit triathlon.articlekeep.com http://triathlon.articlekeep.com .

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Does The South Beach Diet Work Or Is It A Sham?

Most people would jump at the idea of losing 13 pounds or more in two weeks, as the South Beach Diet claims. The question is does the South Beach Diet work or it just another fad diet? When you lose this much weight in such a short time-frame it’s probably not body fat. Instead you’re losing water weight along with some muscle tissue too.

If you’re how the South Beach Diet achieves this you only need to look at the initial phase which instructs you restrict your carbohydrates intake severely. In doing so you will lack essential nutrients and your body may go into “starvation mode” due to the lack of calories. Such dieting has many negative consequences and is very misleading.

Water loss is not healthy, and is temporary and therefore quickly the lose water weight is quickly regained.The downside of losing muscle tissue is that muscles burns a lot of calories, which means that as you lose your muscle your body will burn less calories and store more fat in the long run. This is why studies have shown that most people who lose weight with diets will put it back on, and often more, when they go back to their old habits.

In fact, according the author of the South Beach Diet, you should immediately switch back to the first phase if you end up putting some of the weight back on. Recent studies show if you lose and gain weight through radical changes in your diet this will increase your chances of suffering from a heart attack.

If we were to look closer at the diet and the meal plans it is clear that the South Beach diet is not as healthy as it claims to be. You can eat bacon and cheese but you’re not allowed watermelon because it is a high GI food? The author also takes cholesterol-lowering drugs which cause mental confusion, muscle weakness and pain, radical changes in mood, and other side effects.

The South Beach Diet also claims that French fries and potato chips are a healthier choice than baked potatoes and that this is because of the fat which they are cooked in. However, these foods are high in unhealthy trans fats which, according to experts, are the biggest food-processing disaster in U.S. history . Another point regarding the meals the diet suggests is that they take a long time to prepare and many of the foods recommended are not cheap and are hard to find in many areas.

Almost 35% of Americans are now obese but despite this the only exercise recommendation is 20 minutes of daily walking. However, this is not at all sufficient especially when you consider that many people have a serious exercise deficiency and walking for 20 minutes does use up nearly enough calories to burn serious fat. This advice is suited to people who are in good shape and just need to lose a few pounds.

Fortunately, despite not being given much attention in the book, weight training is recommended not only because building muscle speeds up your metabolism but also because it helps strengthen bones and tendons which, as the author states, is good news for women suffering from osteoporosis.

So does the South Beach Diet work or it just another fad? Considering the fact that the initial few weeks of the diet is both unhealthy and requires massive willpower to stick to, and the poor nutritional advice regarding carbohydrates and fats, in addition to the lack of focus on burning fat off through aerobic exercise and resistance training I would have to say it is simply a fad diet supported only by the credentials of a cardiologist.

Joseph Cole has blown the whistle on the weight loss industry. Find out why 95% dieters fail within one year, why fat burning pills are a complete waste of money and why you don’t need to count calories to lose weight. Download his brand new revealing industry report for FREE right now at: www.theantidietplan.com/1 http://www.theantidietplan.com/1

AP - A federal judge in Riverside, Calif., has ordered two Marines released from jail despite their refusal to testify before a grand jury investigating the alleged killing of Iraqi detainees in 2004.

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African American Hairstyles

African American hairstyles range from short to long haircuts, so you definitely have a lot of options to choose from. Many women opt for short, manageable African American hairstyles that can still look trendy and professional. The great thing about choosing short African American hairstyles is the fact that you can choose different styles at any time.

African American hairstyles should adapt to your face, occasion, personality and texture of hair, so it is a very individual choice. However I can still give you some pieces of advice here. First of all, be creative. Try out several African American hairstyles at home; that can give you inspiration to modify your hair look. African American women are the beat at creating their own styles.

One of the most popular African American hairstyles is the Afro. It can be simply described as any length of hair that is in its natural state. Like many other African American hairstyles it is an easy, low maintenance style since it can be cared for with a pick or simply with your fingers. There is no need for chemicals, so you won’t do any harm to your hair. What an exciting way to begin this article about African American hairstyles, now let’s take a look at what else we can learn about that!

Cropped cut is another popular African American hairstyle. It is created by the short hair layers all over the head finger-combed. It is fixed with pomade which also gives the effect of moisture. This African American hairstyle allows for diversity as you can make the layers look a bid different each day. This article is meant to be a quick overview of African American hairstyles, for more information, check out our other articles.

Thus, African American women may choose between short, long and medium hairstyles. The main idea is to find your own individual style.

Jerry White writes Hair Styles - www.hairstylescut.com http://www.hairstylescut.com , Short Hair Style - www.hairstylestalk.com http://www.hairstylestalk.com and Beauty Makeup Tips www.free-makeup-tips.com http://www.free-makeup-tips.com

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Ozzy versus Amy: The Prince of Darkness verses the Evil Princess of the Undead

Sometimes I wonder if Phoenix is considered the back end of concert dates. So many acts tend to take their Arizona Fans for granted or just bypass us when they have to cancel or reschedule another date. Others seem to forget that we tend to turn out in big numbers for almost any event. Ozzy obviously forgot or just didn’t bleeping care.

Despite a monstrous crowd and dollars flying across the concession tables faster than bats out of hell, Ozzy managed to snub his Arizona Fans by failing to appear at the Phoenix Ozzfest event this past summer. And that’s ironic since Phoenix hosted one of the two very first Ozzfest events in 1996. The other was held in Los Angeles. Maybe we just weren’t worthy of the Master of Metal this year? Not everyone was willing to pay one to three hundred dollars for a ticket and sacrifice their firstborn to Ozzy.

If you’re going to skip out on fans, at least have the decency to record a video welcome message or greeting. There were lots of big screens around, so everyone would have seen it. If Ozzy had lost his voice or didn’t feel well enough to speak, he could have offered a middle finger salute or bitten the head off one of the Backstreet Boys. If even that was too much to ask, the Prince of Darkness could have had his dogs come and crap all over the stage or asked Sharon to open the event by throwing some frozen poultry at the first few fans to arrive. If all else failed, his kids could have come and set fire to piles of N Sync and Snoop Dog CDs to get everyone in the mood for the day’s events.

Fortunately, there are some major acts out there that really care about the fans in this town and know how to show it. Mick Jaeger had some throat problems, so The Stones recently cancelled a few dates in the USA. Phoenix was not one of them. AFI, the CHILI PEPPERS, TAKING BACK SUNDAY and GWAR really rocked the Valley of the Sun over the summer. But my favorite was Evanescence.

I’ll be the first to admit that I hadn’t been up to date on all things Evanescence until my wife brought the Band to my attention several months ago. After I started listening to their music, I was glad she did. It’s been some time since I heard anything that was melodic and unique. While fans might argue otherwise, most artists that manage to get signed these days seem like clones of struggling late eighties alternative music bands or the now infamous and always whiney sounds of the nineties.

I like music that’s different and hate to admit it, but the last concert that I thought was refreshingly distinctive was a Buster Poindexter and the Banshees of Blue show in the early nineties. It was a smaller venue and the music was hot! Being from New York City, I guess I’m a bit jaded. I had the opportunity to be exposed to a constant flow of live music in the form of big acts, street bands and everything in between before relocating to Arizona. On the flipside, it also means that I hold performers to a higher standard and know great music when I hear it. That’s how I felt when attended the Evanescence Concert at the Celebrity Theater last week.

After reading up on Amy Lee and the various Evanescence personnel changes for a couple of weeks before the big night, I was ready for the concert. We bought our tickets as soon as they went on sale. To be honest, they were a bargain for a concert held at the Celebrity Theater. That venue is as intimate as you can get without renting the local high school gym and using only half the space. One would expect to shell out the usual hundred bucks or more for being almost within arms reach of a class act like Evanescence, but we paid somewhere in the thirty to forty dollar range.

Listening to Revelation Theory open the show and hearing Amy Lee belt out her first couple of songs with Evanescence, I really felt guilty for paying so little to see so much talent in such an intimate setting. To make up for it, I tried to buy my wife and kids some band tees. By the time we got up to the front of a very long line, the good sizes were gone. I bought some anyway because I’ve been trying to lose a few pounds lately. If I had any doubts about the band, it had nothing to do with their music or performance. I just wondered if they were getting their fair share?

Reading some of the comments attributed to her by various websites and blogs, I understood that there probably would not be any Amy Lee perfume, designer clothes, signature make up lines or Evanescence action figures available anywhere in the near future. However, whether she is or isn’t a material girl, Amy has to know that she must have been personally responsible for the sudden increase in sales of things like dark eyeliner, black and white knee length socks and long black dresses. Oops, I forgot, and about a billion dollars worth of black hair dye.

It’s not unusual to find artists who are unaware of their actual popularity or real earning potential. After all, they are Artists, not financiers. I got the distinct impression that the members of Evanescence were legitimately surprised by the numbers of fans that showed up for the sold-out event and the many more who wanted tickets and couldn’t get in.

Amy offered an apology for the smaller venue, but all of us really enjoyed the intimate atmosphere. However, here’s a bit of advice from the older and wiser to the lovely and immensely talented Miss Lee and her musical partners: Next time charge extra for the intimacy, find more stuff to sell and return those calls from the big management agencies. Even the ‘evil princess of the undead’ can always use a few extra zeros behind a nice large number in her bank account. Amy and the band certainly earn it!

Oh, yea, I almost forgot. Ozzy, burn in Hell!

*Amy Lee has a Website called Out of the Shadows that is helping to educate people about Epilepsy and make a difference in the lives of Epileptics. Please visit www.outoftheshadows.com

- Bill Knell
www.ArizonaRocksLive.com http://www.ArizonaRocksLive.com

Bill Knell

AP - Federal prosecutors want two more months to file their brief in Sept. 11 conspirator Zacarias Moussaoui’s (zak-uh-REE’-uhs moo-SOW’-eez) appeal.

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The Family/Career Question…

Today time is probably the biggest commodity… in many cases more precious than money. If you think about it… there is always a way to make more money if you are willing to do whatever it takes. Once time is gone…you can’t get it back. There isn’t a way to make more of it or stretch it out to be longer. The only thing anyone can do is manage it and maximize it. Based on that, why would anyone want to waste it? Sounds like a strange question right? At this point you’re probably saying to yourself … no one wants to waste time and I would agree with you. How come then… do so many people do it? Every single day!!! Time is wasted in so many ways… but the biggest seems to be based on a job when compared to family life. Did you know that the nasty morning commute eats up 1 to 2 hours a day usually… and much more for many. That can be as much as 3 weeks a year when added up! Take a 40 year career and that’s 120 weeks or more than 2 years of wasted time!!! 2 YEARS!!! What would you do to keep that time? Anything? Most people would probably say yes to that. There is a way to keep more of it than you think today. Droves of American’s are leaving the corporate sector to either work from home, or have their own home businesses. It’s allowing them to gain some of those lost 2 years back.

If you choose to simply work at home, meaning have a job but do it at home; there are good and not so good things to consider…

Here’s the good… A regular paycheck… if that’s what’s important to you. Ability to plan your life around your work to an extent. No up front investment… you’ll still be an employee. .

Here’s the not so good… Answering to a boss for your schedule. Needing a boss’ approval to advance. Someone else still decides how much your time and efforts are worth. No build up of residual income.

Certainly if you choose to step out of the employee sector and into the home business owner sector there are a all kinds of advantages available to you. Again however; along with the good also comes the not so good.

Here is what a home based business can offer…

The good… You’re the boss. Run your business your way and not someone else’s. You create your own schedule and decide how much and when you work. You answer to your self, not a boss. You decide how much your time and efforts are worth vs. a boss. Potential build up of residual income if you choose the right business.

The not so good (or challenges)… There is an investment and working capital needed for any legitimate venture. There is no immediate gratification. You need to build your business and momentum before reaping the rewards.

With all that being said, the good far outweighs the bad. There are certainly ways to plan so that starting your business doesn’t break your bank. Keep your job and start it part time or simply save up the capital needed and then make the switch.

Let’s talk about the good for a second… imagine having the time to travel when you want? How about never missing your child’s sports competition again? Or being available to attend all school events and never missing a birthday party celebration? What about your personal time… remember that? What would it be like to have a little of your own time more than once a year!?

Whatever your choose; feel good about your decision to take the necessary steps in discovering the fantastic potential and flexibility to work at home. Having a job or a business is up to you but; imagine the impact that your new found time freedom will really have on your family life? Let’s face it; time is limited and if the opportunity is there to maximize yours, why wouldn’t you take it?

Shannon and Kim Jaklic made the move into the lucrative world of the home based business industry. Their passion is to help other parents achieve and enjoy the same level of success professionally and personally. For more information on successful Home Based Business opportunities go to www.home-business-parent.com http://www.home-business-parent.com

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Back Up Your Important Data

Businesses require both security and data backup to run efficently and productively. Many business owners want to save money and scrimp on data backup protection then get stuck with lost data and valuable time. Here’s a case in point that happened within the last two weeks before the holidays last year.

I’ll simply call them client A. Client A runs a business that survives on shipping their product out through UPS. When we first met back in the early spring it was to fix the shipping computer. He had installed an anti-virus program and it wiped out his e-mail in box.

This is a known bug with MaCAFEE anti-virus and it was a matter of a simple file recovery. In the process of fixing that problem we found other problems and the system was acting very un-stable and nothing was backed up. At that point and several others through the year I tried to encourage him to back up his important records.

Well guess what, he never did and a week before the holiday it crashed. Suddenly he couldn’t access UPS, couldn’t access his mailing lists and postage. Essentially he was out of business with a warehouse full of employees sitting around. Now he is losing thousands of dollars a day because he was trying to save a few hundred and put off getting a back-up device, the business owner went into shear panic and called us.

Now just as suddenly he tried to put the responsibility of saving his business on us, if we couldn’t recover his data he was out of business. I wouldn’t accept that responsibility. We will do our very best, we will do everything possible to fix the situation but if the data was lost it was his fault for not backing it up. People, things happen, so if it is the least bit important … BACK IT UP.

Fortunately, we were able to save about 90% of his data and get him running but it took 3 days and cost him thousands. Did he get a back-up device, not yet. This is the one single problem we run into and it comes in many forms. My inbox became corrupted and all my e-mails are gone, can you recover them ? Were they backed up, no. Address books, family photos, your accounting records, what ever it may be, if it is the least bit important, BACK IT UP. If you are a business and your data is mission critical, BACK IT UP.

If it is a bad crash and we have to send it out for professional data recovery, I’ve seen bills as high as $12 thousand dollars. Data recovery can become expensive, not to mention the down time involved. So make sure to purchase a backup device that automatically backs up your important data every day. If you need data recovery, visit Computer Guys Live online for affordable recovery services.

Copyright 2006 Computer Guys Live Inc.

Chris Kaminski has been working in computer repair and web development for the last 20 years. Kaminski is CEO and head technician for Computerguyslive.com, an online computer repair company based in Asheville, NC. Visit www.computerguyslive.com http://www.computerguyslive.com for affordable data backup services. Or call a live tech now at 866-300-8181.

In this Saturday, April 5, 2008 file photo, Democratic presidential hopeful Sen. Barack Obama D-Ill., speaks at a rally at the Adams Center at the University  of Montana in Missoula, Mont.  Only two Democratic presidential candidates have carried Montana since 1948. Barack Obama is betting he can do it in November. (AP Photo/Alex Brandon)AP - Only two Democratic presidential candidates have carried Montana since 1948. Barack Obama is betting he can do it in November.

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Spyware Security Practices Aid Computer Maintenance

There are many ways that users can protect the system from Spyware. The more the security measures the better it is for maintenance of the computer registry and keeping the system healthy.

Spyware is a scourge for many PC users. Spyware not only covertly runs in the background and steals personal information of the user it is a potential security threat of which the extent of the damage cannot be determined. Though it is important to install anti-Spyware and anti-Adware on your system there are other utilities that must be used to clean the system registry every month or two. These tools include good free Spyware removal software among other security measures the user can take to protect the computer from malicious attack such as Viruses, Spyware and Adware.

Windows Inbuilt Internet Security Settings

Microsoft has built into its operating system and Internet Explorer many settings that enhance the Internet security of the system. In addition to this there are settings that can prevent, to a great extent, Adware and Spyware from installing on the system. It is however, imperative that there be anti-Spyware and anti-virus software on the system to prevent serious and more consistent Spyware and virus attacks. The security settings on the system serve to aid this front-end security software. The firewall settings on Windows wards off many attacks though this is not always effective as third party security software.

Anti-Spyware and Registry

Anti-Spyware is third party software that constantly watches over the operating system. It also scans the system on a regular basis or preset intervals such as every time the system boots or shuts down. It mainly scans the activity of Internet Explorer. If it detects any activity not initiated by the user it immediately sounds an alarm and removes the cause of the activity, the Spyware. Once the Spyware has been removed the remnants must be cleaned from the registry. Free Spyware Adware remover tools can do the job efficiently. This software scans the registry for Spyware and redundant entries and deletes these entries. If traces of Spyware are left in the registry they will serve to slow down the system and may also download the Spyware again from the Internet. A Spyware removal utility is another free Spyware removal software that scans and cleans the registry very efficiently. This free Spyware Adware removal tool also has a registry backup function to restore the registry to its original state if things go awry.

In the final analysis it is determined that no amount of security measures are enough to protect the system from malicious attack. The internal security measures of the system must be set as high as possible without hampering the efficiency of the system as well as having third party software such as anti-Spyware and anti-adware software installed on the system to enhance the system security.

Arvind Singh is admin and technical expert associated with development of computer security and performance enhancing software like Registry Cleaner, Window Cleaner, Anti Spam Filter etc. More information can be found at www.pcmantra.com http://www.pcmantra.com

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